BankAnnapolis Board of Directors

Richard M. Lerner
Chairman

Richard M. Lerner is one of the founding directors of BankAnnapolis and its publicly traded holding company, Annapolis Bancorp, Inc. (NASDAQ: ANNB). After being elected Chairman of the Board in 1999, Richard took the reins as President and CEO in 2002. Since then, BankAnnapolis has experienced the most profitable years in its history, expanding from five to eight branches, doubling in size from $200 million to $400 million in assets, and establishing a reputation for community service and exemplary corporate citizenship. Richard earned his MBA from Tulane University in 1983. He lives in Annapolis, where he is active in the community and currently serves as Chairman of the Board of both the Hospice of the Chesapeake Foundation and the Foundation for Community Partnerships.

Stanley J. Klos, Jr.
Vice-Chairman

Mr. Klos became Vice-Chairman of the Bank in 2003 and has served as a Director of the Company and Bank since 1997. Mr. Klos has practiced law in Anne Arundel and Prince George’s Counties since 1977. He is currently a partner with the firm of Klos, Lourie and Leahy, P.A. He is a member of the Maryland, District of Columbia, Anne Arundel County and Prince George’s County Bar Associations. Mr. Klos, a resident of Arnold, is active in community affairs and serves on the boards of directors of the 21st Century Education Foundation and the Baltimore Washington Medical Center Foundation, and as chairman of the board of the Hospice of the Chesapeake.

Joseph G. Baldwin
Board Member

Joseph G. "Jay" Baldwin is President and CEO of Reliable Contracting Company, Inc., an Anne Arundel County based site work and road and highway construction company. Mr. Baldwin was recognized with the 2007 Ernst and Young Entrepreneur of the Year Award in the Construction and Contracting Services category. Mr. Baldwin has previously served on the Boards of the Community Bank of Maryland located in Bowie, Maryland and F&M Bank of Maryland headquartered in Bethesda, Maryland. Mr. Baldwin has been a Director of the Bank since January 2008 and of the Company since May 2008.

Walter L. Bennett IV
Board Member

Walter L. "Skip" Bennett is President and owner of Skip Bennett Marine LTD, a company he founded in 1973. A resident of Edgewater, Mr. Bennett has been active in the marine trades in Anne Arundel County for 30 years. He currently owns and operates Hartley Marine, Inc. and South River Marina in Edgewater, Maryland. Mr. Bennett is a current member and past president of the Washington Area Marine Dealers Association and a current member of the Marine Trades Association of Maryland. Mr. Bennett has been a Director of the Company and the Bank since 2005.

Clyde E. Culp, III
Board Member

Mr. Culp has consulted with several businesses through his company, Culp Enterprises, LLC, and has an extensive background in hotel and restaurant management. Mr. Culp is actively involved in building the Pusser's Caribbean Grille restaurant brand presence in the U.S., and is an investor and Chairman of Duke and King Holdings, a 100-unit Burger King franchise in the mid west and Chairman of bd's Mongolian Grill, a 37-unit Asian stir-fry concept franchisor. Mr. Culp has been a Director of the Company and the Bank since 2004.

Kendel S. Ehrlich
Board Member

Kendel S. Ehrlich, an attorney, is the former First Lady of the State of Maryland. A resident of Annapolis, Ms. Ehrlich worked in various capacities at Comcast Cable between 1997 and 2007. Prior to joining Comcast, Ms. Ehrlich worked five years as a prosecutor with Harford County, Maryland and for five years as a public defender with Anne Arundel County, Maryland. Ms. Ehrlich has served on various charitable boards including GMBC Hospital, Cystic Fibrosis of Maryland and the Maryland Women's Heritage Center. Ms. Ehrlich has been a Director of the Company and the Bank since 2007.

F. Carter Heim
Board Member

F. Carter Heim is a Certified Public Accountant who has been in practice since December 1975 working with businesses and their owners. In addition to serving on BankAnnapolis’ board of directors and as chair of its Audit Committee, he is the president of the Anne Arundel Community College Foundation’s board of directors and a director of the American Institute of Certified Public Accountants. He is a past president of the Maryland Association of CPAs. Mr. Heim is also currently the treasurer and a director of the Annapolis and Anne Arundel Chamber of Commerce. Mr. Heim is President of HeimLantz Professional Corporation, with offices in Annapolis and Fort Washington, Maryland and Alexandria, Virginia. Mr. Heim has been a Director of the Company and Bank since 2000.

Richard E. Hug
Board Member

Mr. Hug is Chairman and CEO of Hug Enterprises, Inc., a firm specializing in business and real estate investment and consulting. He is well known for his civic involvement and has served as chairman of numerous organizations, including the Maryland Chamber of Commerce, Maryland Business for Responsive Government, Leadership Maryland, The National Aquarium in Baltimore, the Kennedy Krieger Institute, the United Way of Central Maryland and the Duke University School of Environment. Mr. Hug was named the National Outstanding Volunteer Fundraiser in 1992. Currently, he sits on the boards of the University Systems of Maryland Foundation, Duke University School of the Environment, Loyola University Maryland, Baltimore Symphony Orchestra, the Institute of Human Virology and AAA-Maryland. Mr. Hug has been a Director of the Bank since 2009.

Lawrence E. Lerner
Board Member

Lawrence E. Lerner has been active in real estate development in the Washington, D.C. metropolitan area for 30 years. He has been involved in the development and construction of two regional shopping centers, several other commercial developments, and more than 2,800 apartment units. Mr. Lerner manages his real estate investments, comprised of various partnership interests in entities which own real estate. He has been a Director of the Company and the Bank since their inception.

Lawrence Schwartz
Board Member

Mr. Schwartz is a certified public accountant who has operated CPA firms since 1984 and is currently a tax and consulting partner, and partner-in-charge of the Northern Virginia office of PBGH, LLP, a regional CPA consulting firm. Mr. Schwartz has served as an adjunct professor of accountancy at The George Washington University since 1997. Mr. Schwartz has been a Director of the Company since April 1997 and a Director of the Bank since its inception.

Ermis Sfakiyanudis
Board Member

Ermis Sfakiyanudis presently serves as President and CEO of eTelemetry, Inc. an Annapolis-based network technology firm. Mr. Sfakiyanudis has been with eTelemetry since 2005. Mr. Sfakiyanudis is also a founding Principal of Sigma Engineering, Inc. an Annapolis based civil engineering firm. Mr. Sfakiyanudis is past Chairman of the Board of Directors of the Anne Arundel Economic Development Corporation, and is also a member of numerous professional associations. Mr. Sfakiyanudis has been a Director of the Company and the Bank since 2000.

Clifford T. Solomon
Board Member

Dr. Solomon is a neurosurgeon affiliated with the Anne Arundel Medical Center, where he served from 1999 to 2004 as Chairman of Surgery. Dr. Solomon is also Director of the Maryland Neurological Institute in Annapolis and assistant professor of neurosurgery at Johns Hopkins Hospital and University of Maryland Hospital. A resident of Severna Park, Dr. Solomon is a member of numerous professional societies and in 2003 created a foundation to provide surgery to critical patients who could not otherwise afford it. Dr. Solomon has been a Director of the Company and the Bank since 2004.