BankConfident. BankAnnapolis.

As concerns about safety and soundness of the banking industry have made the news, a number of our customers have asked how they could be sure their money is secure with BankAnnapolis. Here are a couple of tips and resources to help you find out more about the financial health of BankAnnapolis.

Count the Stars

Banks and credit unions nationwide are rated by BauerFinancial, “the nation’s bank rating service.”  BankAnnapolis proudly maintains a four star "Excellent" rating through exceptional operating practices and financial performance.  To learn more about BauerFinancial or to view our rating, click here.

FDIC Insurance

BankAnnapolis is an FDIC insured bank which means that your deposits are insured by the federal government up to $250,000 per depositor per insured institution. 

In addition, effective December 31, 2010 through December 31, 2012 all funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  Read the FDIC's full statement of coverage on the temporary insurance for transaction accounts.

To learn more about FDIC insurance, please visit their web site at FDIC.gov.  To calculate the insurance coverage of your accounts at a financial institution please visit FDIC.gov/edie and use their interactive application - Electronic Deposit Insurance Estimator (EDIE) or talk to your banker. 

Need Additional FDIC Insurance?

With our CDARS® program,  your Certificates of Deposit are federally insured up to $50 million dollars.  Our Certificate of Deposit Account Registry Service®, or CDARS®, allows for CD investments of more than $100,000 to be eligible for full FDIC insurance.  Learn more about how CDARS® can help you or your business.