Personal Business About Community Investors

Business Certificates of Deposit

Our Certificates of Deposit offer some of the highest rates in the area and offer flexible terms for companies who have excess funds to invest.
  • Minimum opening deposits range from $1,000 to $75,000.
  • Terms range from three months to five years.
  • Interest is compounded and credited monthly.
  • Interest may be credited back to the account or paid monthly by check.
  • Additional deposits are allowed to CDs with terms of three to 11 months.
18-month FIT CD
Designed for maximum flexibility, this special CD allows you to make a one-time withdrawal or a one-time rate increase during the term.

Certificate of Deposit Account Registry Service (CDARS)
Now one convenient bank fully insures your biggest deposits – up to $50 million.  The FDIC only insures up to $100,000 per bank.  So to get the full coverage on large CD deposits, you can either open multiple accounts at multiple banks and manage piles of paperwork, or work directly with BankAnnapolis’ CDARS program.  One agreement.  One rate.  One statement.  And every bit of your money is eligible for FDIC insurance.

To learn more about our business checking solutions or to get to know your own Private Business Banker , contact our Private Business Banking Division to set up a meeting today or give us a call at  410-224-4475. (By the way, switching banks to BankAnnapolis is easy. We do all the work!) 
Check current business deposit rates.