Cash Flow Maximizer™

Let BankAnnapolis Manage Your Cash So You Can Manage Your Business

Cash Flow Maximizer manages the flow of funds between your deposit and loan accounts to get the most out of your idle cash. It automatically transfers funds between your business’s line of credit, checking and overnight investment accounts to minimize interest costs and maximize earnings.

At the end of each business day, Cash Flow Maximizer reviews the balance in your checking account after all credits and debits have been posted. If your checking account balance is below its targeted level, any available funds will be transferred from your investment account to cover the deficit. If there are no funds available to draw upon, your line of credit will advance to cover the deficit. If your checking account is above its targeted level, any outstanding balance on your line of credit will be paid down and any excess funds will be swept into your investment account to earn overnight interest.