Commercial Checking Options

Options to Fit Every Situation

BankAnnapolis commercial checking account combines all the services your business will need in one inexpensive and easy-to-understand account. There are a variety of ways to structure your commercial checking account relationship.  Let one of our Private Business Bankers analyze your account relationship and suggest a solution that works for your business.

      Commercial Checking Account

• No minimum balance is required. 
• This account is a non-interest-bearing account.
• Monthly fees are based on activity levels
• An earnings credit is used to offset activity-related charges and is calculated on the average collected daily balance, less a 10% reserve. Your account is charged only in the event that the fees for services used exceed the earnings credit for that month. 

      Account Analysis Option 

• For customers who have multiple non-interest bearing accounts.
• Allows companies the benefit of having earnings credits and service charges combined for all commercial checking accounts (operating, payroll, repo, tax, or zero-balance accounts)
• No minimum balance is required. 
• This account is a non-interest-bearing account.
• Monthly fees are based on activity levels
• In the event that your monthly charges exceed the earnings credit, the charge is assessed to the account that you designate.

      Monthly Account Activity Charges

• $14.00 monthly maintenance fee
•   $0.15 each check paid
•   $0.20 each deposit
•   $0.12 each check deposited
•   $0.12 each ACH debit