CreditSuite™

WHEN YOU NEED MONEY to cover cash flow fluctuations or invest in equipment, property or other resources, you need it right away. Which is exactly the way BankAnnapolis wants to get it to you—without hassle, without fuss and within 24 hours in some cases. That's why we developed the CreditSuite™ of loan products.

Cash Flow Maximizer™
The Cash Flow Maximizer seamlessly ties your line of credit to your business checking account, giving you access to the funds you need to cover cash fluctuations and fuel growth (without having to initiate a draw request), as well as cover any overdrafts. And if your checking account balance is above its targeted level, excess funds will be used to automatically pay down your line of credit to minimize interest costs.

Business Loan Express™
Our hassle-free online loan application for business lines of credit and term loans lets you apply for a loan when it’s convenient for you—24 hours a day, seven days a week — for loan amounts up to $100,000. And with no financial information required to apply, it’s painless. Simply fill out our online application and we do the rest. Apply online today; get your decision within 24 business hours.

Lines of Credit, Term Loans, and Commercial Mortgages
Our business loans are easy to apply for through your Private Business Banker. We provide custom loan solutions, designed for your specific needs. And our loan decisions are not made by computers but by local people who know and understand your business and take more than just “the numbers” into account.

Business Reserve Account (Overdraft)
With our Business Reserve Account you have the option of keeping less money in your checking account and keeping more in interest bearing accounts or other accounts that work to keep your money working harder.

Government Gurantee Programs (SBA Loans)
BankAnnapolis is an approved lender for a variety of federal and state loan programs that provide key sources of financing for local businesses. Your Private Business Banker can help you determine if your business qualifies for any of these programs and will walk you through the necessary application procedures.