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Personal Savings Comparison Chart

Which Savings Account is Right for You?

 

Superior SavingsRegular SavingsLion’s Share Money FundMoney MarketCertificate of Deposit (CD)IRA
CD
Balance to Avoid Monthly FeeN/A$200$25,000$2,500N/AN/A
Monthly FeeNone$5.00$10.00$7.00N/AN/A
Deposits and Withdrawals AllowedYes*Yes*Yes*Yes*No+No+
Check AccessNoNoYes*Yes*N/AN/A
Automatic Savings Plan AvailableYesYesYesYesN/AN/A
Automatic Overdraft TransferYesYesYesYesN/AN/A

 

 

 

 

 

 

 

 

 

Click here  for current rates.

*Federal Banking Regulations restrict you to a combination of six (6) of the following types of transactions per statement cycle: checks, debit cards, or similar orders made payable to third parties, telephone transfers, online banking transfers, pre-authorized debits and transfers to another account with us. Over the counter withdrawals are unlimited.
 
+ A withdrawal penalty of 3 months’ loss of interest (whether earned or not) will be assessed for early withdrawals of principal for terms of 3 to 11 months.  A withdrawal penalty of 6 months’ loss of interest (whether earned or not) will be assessed for early withdrawals of principal for terms of 12 months and above.  Additional deposits in $100 increments may be made to CD’s with terms of 3 to 11 months.

Miscellaneous Fee Schedule

To learn more about how our saving options can help you reach your financial goals, send us an e-mail, just drop by or call your local branch and ask.