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Individual Retirement Accounts (IRAs)

Superior Savings IRA

Our Superior Savings IRA is the perfect way to earn a serious return while keeping your retirement savings accessible, safe and sound.

No maturity date
Our Superior Savings IRA gives you the flexibility to make deposits and withdrawals at anytime.  You can transfer or rollover your existing IRAs from other banks or brokerage accounts or make your current year contribution in one lump sum or throughout the year.

A safe place to watch your retirement grow
IRA deposits are FDIC insured separately from other non-retirement deposits up to $250,000.  Relax, your money is safe.

No minimum deposit required
Open your IRA wih a dollar or a hundred dollars.  You get the same great rate no matter how much or little you contribute.

Certificates of Deposit IRA

Our Certificate of Deposit IRAs allow you to earn a higher rate of interest while giving you the security of FDIC insurance - up to $250,000 on retirement deposits.

CD terms
Terms range from 12 months to 48 months.

Minimum deposit requirements
You may open an IRA CD with as little as $500. 

For maximum flexibitity, ask about our 18-month FIT IRA CD.  With this CD you may make a one-time withdrawal or a one-time rate increase during the term. 

Traditional and Roth IRAs available

Individual Retirement Accounts subject to all Federal regulations that govern IRAs.
 
Check IRA terms and rates

Compare savings accounts here

Miscellaneous Fee Schedule 

To learn more about how our savings options can help you reach your financial goals, send us an e-mail or just drop by or call your local branch and ask. (By the way, switching accounts to BankAnnapolis is easy. We do all the work!) Check Current Deposit Rates.

 
 Financial Calculators