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Learn About Loans

New and Used Car Loans

• Terms can range up to 72 months depending upon the age of the car and the sale price.
• Down payments are usually required and may range from 10% to 25% depending upon whether the vehicle is new or used and the term of the loan.

Review our rates and terms.

New and Used Boat Loans 

• Terms can range up to 240 months depending upon the amount of the loan.
• Down payments are usually required and may range from 10% to 20%.
• Fixed and variable rate options are usually available.

Review our rates and terms.

CD-Secured Loans

• Loan are secured by a CD held in the name of the person who would like to borrow.
• Terms range up to 60 months and are usually tied to the term of the CD.
• Banks generally lend up to 95% of the value of the CD.
• Rates are generally 2% to 3% over the annual percentage yield on the CD.

Review our rates and terms.

Home Equity Loans & Line of Credit

• Loan is secured by your primary residence.
• There are variable and fixed terms and rates.
• Banks generally lend 80% of the home's value less the first mortgage.

Review our rates and terms.

Mortgages

• Mortgage loans are used to purchase or refinance a home.
• There are many mortgage products available, from adjustable rate mortgages (ARMs) to fixed rate mortgages with with varying terms.
• Click here to visit our mortgage page and learn more about the different types of loans.