Specialty Home Loans

These loans allow qualified borrowers to put less money down than with a conventional loan.  FHA requires 3 1/2% down VA does not required money down.

Rehab/Renovation Loans

You can refinance your mortgage and receive funds to carry out a rehab or renovation project on your home based on the proposed finished value.  BankAnnapolis monitors construction.

Lot Loans

Take the first step in building your dream home. Begin by buying a lot with our land-only loan.

Bridge Loans

This loan is used to finance the gap between selling your current home and purchasing your new home. 

New Construction-Permanent  Loans

With our new construction to permanent mortgage loan, financing your dream home is easy. 

• One settlement
• Rate is fixed during construction period
• Construction funding approved and disbursed locally
• Financing for primary and secondary homes available
• Existing home may not need to be sold prior to construction start

Nonconforming (Jumbo) Loans

Used for larger mortgage loans. 

Acquisition and Renovation Loans

If you plan to renovate your new home right away, this may be the option for you.

Construction Second Mortgage

This fixed rate second mortgage product allows borrowers to retain their first mortgage and use the equity in their home for renovations or additions.

Fixed Second Mortgage

This second mortgage product allows borrowers to amortize their payments up to 30 years, with a 10-year balloon.